Commercial Bridging Loans
Fast and Flexible Commercial Bridging Loans
Bridge the Gap Between Property Purchase and Long-Term Loans
Commercial bridging loans provide quick, flexible funding for property buyers and investors looking to purchase commercial real estate. Whether you are securing a commercial property in London or elsewhere, our loans help you bridge the gap between acquisition and long-term financing. These loans are ideal for purchasing office spaces, retail properties, or other commercial assets. With fast approval and competitive terms, you can keep your commercial investment on track.
| Borrower Type | Individual and Corporate |
|---|---|
| Minimum Loan Size | £250,000 |
| Maximum Loan Size | £5,000,000 |
| Maximum LTV | 65% |
| Term | 3-24 months |
| Rate | Starting from 0.85% per month |
How Commercial Bridging Finance Works
Commercial bridging loans are typically structured over 3–18 months and secured via a first or second legal charge.
Key considerations include:
Loan to Value (LTV)
Asset condition and marketability
Borrower experience
Clear exit strategy
Rental income profile (if applicable)
Exit strategies may include:
Sale of the asset
Refinance onto a commercial mortgage
Development exit facility
Portfolio restructuring
Key Features of Our Loans
Decisions often within 24 hours
Completion typically 7–21 days
Loans from £250,000 upwards
First and second charge options
Interest roll-up or retained interest
UK-wide lending
Flexible underwriting
When To Use Commercial Bridging Loans
Commercial bridging loans are particularly suitable when:
A transaction must complete quickly
A property requires refurbishment before refinance
Traditional lenders have declined
A funding gap exists
Planning uplift or asset repositioning is expected
Speed is often the difference between securing or losing a commercial asset.
Loan Rates & Terms
Loan rates are influenced by:
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Loan to Value ratio
-
Asset type and location
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Borrower profile
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Exit clarity
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Overall risk structure
Every commercial transaction is assessed individually to ensure terms reflect asset strength and risk profile.