Who is Berkeley Credit?
Berkeley Credit is a direct, principal bridging lender based in Mayfair, lending its own capital for business and investment purposes across England and Wales. We provide short-term property finance from £50,000 to £25,000,000, from 0.79% per month, with a decision in principle the same day. Part of the Brunel Estates group, we lend on the strength of the asset and a clear exit — not on a long affordability process.
Our approach
We were founded to bring rigour and certainty to a market that too often promises speed at the expense of one or the other. Because we lend our own capital and make our own decisions, the answer is fast and the terms we quote on day one are the terms that complete. Asset-led, to us, means a real valuation and a verified, deliverable exit — not a number taken on trust. Every loan is secured by a single, properly registered legal charge, on transparent terms, with no surprises between offer and completion.
Leadership
Berkeley Credit is led by its founder, Gotz Mohindra OBE. His background in leveraged finance at UBS and his economics training at the London School of Economics underpin the firm’s disciplined, credit-led approach to short-term property lending — the judgement of an institutional financier applied to deals that need to move quickly.
Who we lend to
Property investors, businesses and corporates — including offshore and expat borrowers, and property held in companies, trusts and partnerships — often introduced by brokers. We’re known for taking on the cases others hesitate over: adverse credit, complex ownership and time-critical deals. → Declined elsewhere · Offshore & expat · Complex ownership · Brokers
What we offer
Residential bridging on investment property, commercial and mixed-use bridging, auction finance, refurbishment finance and second charge bridging — £50,000 to £25,000,000, over 3 to 24 months, first or second charge, for business and investment purposes on property the borrower does not occupy.
Where to find us
We are based at 27 Hill Street, London W1J 5LP — in the heart of the prime central London market we lend into.
Frequently asked questions
Is Berkeley Credit regulated by the FCA?
Berkeley Credit Limited is registered with the FCA under the Money Laundering Regulations (No. 1029007) but is not fully FCA authorised. We lend for business and investment purposes only, which is unregulated lending, and we don’t provide regulated advice.
Is Berkeley Credit a direct lender?
Yes. We are a principal lender, lending our own capital and making our own credit decisions — which is why we can give a same-day decision and certainty of terms.
Where is Berkeley Credit based?
At 27 Hill Street in Mayfair, London W1J 5LP. We lend across England and Wales.
Berkeley Credit Limited is registered in England & Wales (Company No. 16111009) and with the FCA under the Money Laundering Regulations (No. 1029007); not fully FCA authorised; no regulated advice. All lending is for business and investment purposes only, on property the borrower does not occupy, and subject to valuation, legals and underwriting.