Auction Finance
Bridging Products — Auction
Bridging arranged to complete within the standard 28-day auction deadline a same-day decision in principle, £50,000 to £25,000,000, from 0.79% per month, on residential investment and commercial lots in England and Wales.
Built for the 28-day clock.
Decision Before or After the Hammer
When the hammer falls you're usually committed, with completion due in 28 days and your deposit at risk if you miss it. Auction finance exists for exactly that pressure. Get a decision in principle before you bid so you know your budget and can act with certainty or bring us the lot straight after the sale and we'll move immediately.
How we hit the date
A same-day decision, then valuation and legals run in parallel rather than in sequence. Where title is clean and you and your solicitor move promptly, 28 days is comfortable. We give an honest timeline up front and tell you early if anything threatens it. We lend on investment and business lots, not on a home you'll live in.
Security
What we fund at auction.
Auction lots needing work are common; we can fund the purchase and consider the refurbishment, with an exit by refinance or sale.
- Residential investment lots (up to 70% LTV)
- Commercial and mixed-use lots (up to 65% LTV)
- Refurbishment and repositioning projects bought under the hammer
Common questions