Privacy Policy

Effective Date: August 2025

1. Introduction

Berkeley Credit Limited (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you visit our website www.berkeleycredit.co.uk or use our services.

 

2. Data We Collect

We may collect and process the following data about you:

• Personal Identification Information (Name, email address, phone number, postal address)
• Financial information (credit details, loan applications, repayment information)
• Usage data (IP address, browser type, pages visited, time spent on the website)
• Marketing and communications data (preferences about receiving marketing materials)
• Cookies and tracking information as detailed in our Cookie Policy

 

3. How We Use Your Information

We use your personal data to:

• Provide and manage credit and financial services
• Process loan applications and payments
• Communicate important updates and respond to inquiries
• Comply with legal and regulatory obligations
• Improve website functionality and user experience
• Conduct marketing and promotional activities with your consent

 

4. Legal Basis for Processing

Our lawful grounds for processing your personal data include:

• Performance of a contract (e.g., providing credit services)
• Compliance with legal obligations
• Your consent (e.g., marketing communications)
• Legitimate interests (e.g., improving our service offerings)

 

5. Sharing Your Data

We may share your information with:

• Credit reference agencies and fraud prevention bodies
• Regulatory and governmental authorities as required by law
• Service providers and partners who assist in delivering our services
• Other third parties with your consent or as necessary to deliver our services

 

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.

 

7. Data Retention

Your data will be retained only for as long as necessary to fulfill the purposes we collected it for, including to comply with legal, regulatory, tax, accounting, or reporting requirements.

 

8. Your Rights

You have certain rights under data protection laws, including:

• The right to access, correct, or delete your personal data
• The right to object to or restrict processing
• The right to data portability
• The right to withdraw consent where applicable
• The right to lodge a complaint with a supervisory authority

To exercise any of these rights, please contact our Data Protection Officer via the contact details below.

 

9. Cookies

Our website uses cookies to enhance user experience. Please refer to our Cookie Policy for detailed information on the types of cookies used and how to manage your preferences.

 

10. Contact Us

If you have any questions or concerns about this privacy policy or how we handle your data, please contact:

Data Protection Officer
Berkeley Credit
Email: admin@berkeleycredit.co.uk
Address: 27 Hill St.. Mayfair, London W1J 5LP
Phone: +44 (0) 2033 767 022

 

11. Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated effective date