Can you arrange bridging finance on Mayfair and prime central London property?
Yes. Berkeley Credit arranges bridging loans secured on high-value property across Mayfair, Belgravia, Knightsbridge and the wider prime central London market. We are based in Mayfair ourselves, at 27 Hill Street, and we lend on the asset and the exit rather than an affordability checklist — from £50,000 to £25,000,000, for business and investment purposes, with a same-day decision.
Why prime central London needs a specialist lender
Prime central London is its own market. Values are high, buyers are frequently international, assets are often held through companies or offshore structures, and the best opportunities move quickly. Mainstream lenders tend to be slow and template-driven with exactly these features — large loan sizes, overseas borrowers and complex ownership — so a sound prime London deal can stall for reasons that have nothing to do with its quality.
How we lend on prime London assets
We are an asset-led, not affordability-led, lender. We look first at the security — a desirable prime London asset that is realistically saleable within a 180-day window — and then at the exit, whether that is a sale, a refinance onto longer-term finance, or business proceeds. We are comfortable with high values, international buyers and corporate or offshore ownership, taking a legal charge over the property supported by personal, corporate or debenture guarantees as appropriate. Every case is assessed on its own merits and is subject to underwriting.
Who we work with
- Investors and developers buying or refinancing in Mayfair and prime central London
- International and non-resident buyers acquiring trophy and investment assets
- Borrowers holding property through SPVs, trusts or offshore companies
- Brokers and advisers placing high-value, time-sensitive deals
Lending is on England and Wales investment property only, for business and investment purposes.
A lender on your doorstep
Our Mayfair office at 27 Hill Street means we are close to the market we lend in and can meet borrowers and brokers face to face. Local knowledge, direct access to the people who make the decision, and a quick, honest answer are what a prime London deal usually needs most.
Related bridging finance
How bridging loans in Mayfair work
- Tell us about the deal. Share the property, the amount and your exit, and we give an honest same-day decision in principle.
- Indicative terms and valuation. We issue terms and instruct a valuation of the prime central London asset.
- Legals and completion. We take a legal charge and work with your solicitors to complete at the pace the deal needs.
Because we underwrite the asset and the exit, decisions are quick even on high-value Mayfair and prime central London property. Our anti-money-laundering checks follow the UK Money Laundering Regulations.
Talk to us about a prime London deal
Buying or refinancing in Mayfair or prime central London? Tell us about the deal and get an honest, same-day decision. Loans from £50,000 to £25,000,000 across England and Wales.
Frequently asked questions
Do you lend across all of prime central London?
Yes. As well as Mayfair we lend across Belgravia, Knightsbridge, Chelsea, Kensington and the wider prime central London market, secured on England and Wales property.
How large a bridging loan can you consider on a Mayfair property?
We consider loans from £50,000 up to £25,000,000, assessed on the asset and the exit. Larger structures can be discussed case by case, subject to underwriting.
Can you move quickly on a prime London purchase?
Yes. We give a same-day decision in principle and work to complete at the pace the deal requires, coordinating with your solicitors to keep things moving.
Is this regulated lending?
No. Berkeley Credit lends for business and investment purposes only, on property the borrower does not occupy, and is not fully FCA authorised. We do not provide regulated advice.
Berkeley Credit Limited is registered in England & Wales (Company No. 16111009) and with the FCA under the Money Laundering Regulations (No. 1029007); not fully FCA authorised; no regulated advice. All lending is for business and investment purposes only, on property the borrower does not occupy, and subject to valuation, legals and underwriting.