Fast Property Finance
Bridging Products — Fast Finance
Short-term lending secured against property and arranged quickly £50,000 to £25,000,000 against property in England and Wales, for business and investment purposes, with a decision in principle the same day and completion run to your deadline.
What is fast property finance?
It Is a Bridging Loan
Fast property finance is short-term lending secured against property and arranged quickly what the industry calls a bridging loan. When a mortgage or bank facility would take weeks you don't have, property-secured finance can be arranged in days. The speed comes from how the loan works: it's underwritten on the asset and a clear exit a sale, a refinance, or business proceeds rather than a long affordability process.
Fast — without cutting corners
We give a decision in principle the same day because we lend our own capital and make our own decisions, not because we skip the checks that protect everyone in the deal. A proper valuation and clean legals still happen; we just run them quickly and in parallel, and we don't disappear into a committee. Speed and diligence aren't a trade-off when the lender is set up for both.
Where it fits
When speed matters.
“Fast property finance”, “quick property loan” and “short-term property finance” all describe the same product: a bridging loan. Once you know the deal, explore the right option: residential, commercial, auction, second charge or re-bridging.
- An auction purchase with a 28-day completion deadline
- A chain break, or a buyer or lender pulling out at the last minute
- A time-sensitive purchase or off-market opportunity you can't wait on
- Capital needed quickly for a refurbishment, an acquisition or working capital
How fast is fast?
An honest timeline, up front.
A decision in principle comes the same day. From there, how quickly funds are released depends on the valuation and the legal work, where title is clean, the valuation is straightforward and you and your solicitor move promptly, completion in a matter of days is realistic, and meeting an auction deadline is routine. More complex security takes a little longer. We'll give you an honest timeline up front rather than a number we can't hit.
Common questions