Bridging Loans in Kensington
Prime London — Kensington
From South Kensington's stucco terraces to Holland Park's villas, we lend £50,000 to £25,000,000 on Kensington property as a direct lender, asset-led decisions the same day, completion in days when the deadline demands it.
Why Kensington property suits a specialist lender
Conversions · Reconfigurations · Tired Stock
Kensington runs the full prime spectrum: museum-quarter lateral flats, Victorian townhouses split into conversions and being reassembled back into houses, and tired stock bought precisely because it is tired. International ownership is the norm and so are the financing failures that come with it, no UK income, no UK credit file, structures instead of individuals. Add the borough's appetite for reconfiguration projects (amalgamations, extensions, full refurbishments) and you have a market where short-term asset-led finance is not the alternative option; it is how deals here actually get done.
Buying a conversion flat to amalgamate, or a house to take back to brick? Works funding travels with the loan, and unmortgageable-condition stock is standard security.
How we lend
Asset and exit, not checklists.
£50,000–£25,000,000, from 0.79% per month, up to 70% LTV on residential investment (65% commercial and semi-commercial), first and second charge, terms 3–24 months, business and investment purposes. Individuals, companies, SPVs, trusts and offshore structures all welcome. Same-day decision in principle; completion from 7 days.
Minutes away
A lender on your doorstep.
Our office is at 27 Hill Street, Mayfair, minutes away. Valuations, site visits and legal meetings happen in days, not weeks, because the people making the decision can walk to the property.
Common questions