Large Bridging Loans
Bridging Finance — Large Loans
Most bridging lenders advertise big numbers and syndicate anything over £2m, adding parties, paperwork and weeks. We lend to £25,000,000 from our own book, from one office in Mayfair, with one decision-maker. On large loans, that difference is the difference.
Why large bridges are different
Prime Security · Complex Borrowers · Confidential
A £5m loan is not ten £500k loans. The security is often prime central London property with its own valuation dynamics; the borrower is often a structure, SPV, trust, offshore company, rather than a person; the funds frequently move cross-border with the compliance that entails; and the deal is usually confidential. Volume lenders process; large loans need judgement. We underwrite these personally, and everyone you deal with can commit the firm.
Terms
Up to 70% loan-to-value on residential investment security, from 0.79% per month, terms 3–24 months, interest retained or serviced. Borrowing vehicles of every kind welcome, complex structures, offshore companies and non-resident borrowers included.
Security
What we lend on.
Portfolios can be cross-collateralised across several properties where that produces a better structure.
- Prime central London residential investment: Mayfair, Knightsbridge, Belgravia and the surrounding villages
- Commercial and semi-commercial buildings to 65% LTV
- Portfolios: cross-collateralised across several properties
Principals only
Discretion and speed.
Large-loan clients rarely want their financing discussed. You deal with principals only; we do not hawk your deal around a funding panel, because we are the funding. Decision the same day, and completion in days when the legals cooperate, we work at the pace of deadline-driven deals.
Common questions