North-west London’s prime villages — St John’s Wood and Hampstead — hold some of the capital’s largest houses on some of its most generous plots. We lend £50,000 to £25,000,000 across NW8 and NW3 as a direct Mayfair lender, with decisions the same day.
Why St John’s Wood property suits a specialist lender
These are house markets rather than flat markets: detached and semi-detached villas, long gardens, and owners who are disproportionately international — American, Middle Eastern and European families drawn by the schools and the space. The lending frictions are prime-London classics at house scale: big numbers that push past bank thresholds, overseas income and ownership structures, probate and estate situations in a long-held housing stock, and major refurbishment or rebuild projects between owners. Asset-led bridging handles all of them without asking the property to be ordinary.
Estate and probate situations are common in this long-tenure stock — our probate bridging page covers the mechanics — and large single-asset loans are handled by principals.
How we lend
Asset and exit, not checklists: £50,000–£25,000,000, from 0.79% per month, up to 70% LTV on residential investment (65% commercial and semi-commercial), first and second charge, terms 3–24 months, business and investment purposes. Individuals, companies, SPVs, trusts and offshore structures all welcome. Same-day decision in principle; completion from 7 days.
A lender on your doorstep
Our office is at 27 Hill Street, Mayfair — minutes away. Valuations, site visits and legal meetings happen in days, not weeks, because the people making the decision can walk to the property. See also our Mayfair and prime central London pages.
Frequently asked questions
Do you cover both St John’s Wood and Hampstead?
Yes — NW8, NW3 and the surrounding villages including Primrose Hill and Belsize Park.
Can you lend during a probate or estate situation?
Yes — bridging against estate property to pay inheritance tax or buy out beneficiaries is a specialism. See probate bridging.
Do you lend to overseas families buying here?
Yes — no UK credit history or UK income required; we underwrite the property and the exit. See offshore lending.
Talk to us about a St John’s Wood deal
Tell us the property, the number, and the deadline — you’ll have an answer today from the person who can approve it. Quick enquiry.