Bridging Loans in Chelsea
Prime London — Chelsea
Berkeley Credit is a direct lender based in Mayfair, a short drive from Chelsea, providing bridging loans secured on Chelsea property across SW3 and SW10. We lend from £50,000 to £25,000,000, with a same-day decision in principle and completion possible within 7 days on straightforward transactions.
Why Chelsea property suits a specialist lender
SW3 & SW10 · King's Road · Cadogan Estate
Chelsea combines some of London's most valuable residential streets, the garden squares and period houses off the King's Road, Cheyne Walk and the riverside, Cadogan estate addresses around Sloane Square, and lateral apartments in developments such as Chelsea Harbour and Chelsea Waterfront. Values per square foot rank among the highest in Europe, and much of the housing stock is listed or sits within conservation areas, which mainstream lenders often struggle to underwrite quickly.
International ownership is common, with purchases frequently structured through offshore companies, trusts and family vehicles. Asset-led lending is built for exactly this: we underwrite the property and the exit, not a high-street banking checklist. King's Road, Fulham Road and Sloane Square retail frontages also qualify for our semi-commercial and mixed-use lending.
How we lend
Asset and exit, not checklists.
First and second charge loans available to individuals, companies, SPVs, trusts and offshore structures.
- Asset-focused bridging from 0.79% per month
- Residential investment property up to 70% LTV; commercial and semi-commercial up to 65% LTV
- Terms from 3 to 24 months, for business and investment purposes
- First and second charge, for individuals, companies, SPVs, trusts and offshore structures
Minutes away
A lender on your doorstep.
Our office at 27 Hill Street, Mayfair is minutes from Chelsea, so valuations, site visits and legal meetings happen in days, not weeks.
Common questions