How quickly can a bridging loan complete?
Where the deal is straightforward, a bridging loan can complete in a matter of days. Berkeley Credit gives a decision in principle the same day, then works valuation and legals in parallel to your deadline. Loans from £50,000 to £25,000,000 across England and Wales, for business and investment purposes.
Completing in days is realistic when the conditions line up: a clean, undisputed title, a straightforward valuation, identity and source-of-funds documents ready, and a solicitor who responds quickly. When those are in place, we move at the pace an auction or a time-critical purchase demands. We won’t, however, promise a timeline the legal and valuation work can’t support — an honest date beats an optimistic one you plan around and miss.
More complex security — unusual structures, multiple titles, title defects — takes longer, and we’ll tell you that up front.
Can you really complete in a week?
In straightforward cases, yes — clean title, a simple valuation and prompt legals make it realistic. We give an honest timeline for your specific deal rather than a generic promise.
What’s the fastest way to keep it on track?
Have your identity and source-of-funds documents ready, instruct a responsive solicitor, and disclose anything unusual early. Legal delays, not lender delays, are what slow most deals.
Berkeley Credit Limited is registered in England & Wales (Company No. 16111009) and with the FCA under the Money Laundering Regulations (No. 1029007); not fully FCA authorised; no regulated advice. All lending is for business and investment purposes only, on property the borrower does not occupy, and subject to valuation, legals and underwriting.