Belgravia’s white stucco terraces sit minutes from our Mayfair office and at the heart of our lending patch. £50,000 to £25,000,000, secured on Belgravia houses, apartments and investment stock, with the decision made the same day by the person funding it.
Why Belgravia property suits a specialist lender
Belgravia lending has two defining features. First, scale: grand-terrace houses and ambassadorial stock transact at values where most lenders syndicate, slow down, or step away. Second, structure: much of Belgravia is held through trusts, family vehicles and offshore companies, often on estate leaseholds, and frequently by owners who are not UK resident. Ordinary underwriting treats every one of those as an exception requiring referral. Here they are the expected shape of a deal — we underwrite the asset and the exit, and the structure is simply conveyancing.
For discreet, high-value requirements our large-loan desk handles Belgravia enquiries principal-to-principal, and trusts are a specialism in their own right.
How we lend
Asset and exit, not checklists: £50,000–£25,000,000, from 0.79% per month, up to 70% LTV on residential investment (65% commercial and semi-commercial), first and second charge, terms 3–24 months, business and investment purposes. Individuals, companies, SPVs, trusts and offshore structures all welcome. Same-day decision in principle; completion from 7 days.
A lender on your doorstep
Our office is at 27 Hill Street, Mayfair — minutes away. Valuations, site visits and legal meetings happen in days, not weeks, because the people making the decision can walk to the property. See also our Mayfair and prime central London pages.
Frequently asked questions
Do you lend on properties held in trusts or offshore vehicles?
Yes — trusts, offshore companies and layered structures are core criteria. We arrange the legal opinions and work with the structure’s advisers.
Is the process confidential?
Entirely. You deal with principals only, and the deal is never shopped to a funding panel — we are the funder.
Do you lend on leasehold Belgravia property?
Yes, including estate leaseholds. Lease length and terms shape the structure, and we price with full sight of them.
Talk to us about a Belgravia deal
Tell us the property, the number, and the deadline — you’ll have an answer today from the person who can approve it. Quick enquiry.