Can you get a bridging loan in Manchester?
Yes. Berkeley Credit lends across England and Wales, including Greater Manchester, funding investment and commercial property with a decision in principle the same day. Loans from £50,000 to £25,000,000, from 0.79% per month, asset-led, for business and investment purposes.
One of the UK’s most active investment markets
Manchester runs on investment activity. Large-scale regeneration — Victoria North, Ancoats and New Islington, Salford Quays and MediaCity, and the Bee Network transport programme — sits alongside a deep, investor-led city-centre rental market and strong tenant demand from a growing population. Stock in the core districts moves quickly, and investors competing for it need to act faster than a buy-to-let mortgage allows.
Where bridging fits
- Acquiring city-centre apartments and portfolios at speed (Ancoats, Northern Quarter, Castlefield, Deansgate)
- Commercial-to-residential conversions and refurbishment projects
- Student and HMO stock in the inner suburbs
- Auction purchases on the 28-day clock
- Raising capital against Manchester investment property
How we lend
Asset-led, on a proper valuation and a verified exit: up to 70% LTV on residential investment, 65% on commercial and mixed-use, over 3 to 24 months, first or second charge. We give a same-day decision and are comfortable with company, partnership and offshore ownership — common among Manchester’s investor base. We lend on investment and business property you don’t occupy, not on your own home. → Residential · Refurbishment · Auction finance
Frequently asked questions
Do you lend in Manchester city centre?
Yes. We fund investment and commercial property across the city centre and Greater Manchester — Ancoats, the Northern Quarter, Salford Quays and the regeneration corridors — from £50,000 to £25,000,000.
Do you fund refurbishment and conversion projects in Manchester?
Yes. Light and heavy refurbishment and commercial-to-residential conversions are core uses, funded on the asset with an exit by refinance or sale.
Can you complete quickly on a Manchester auction lot?
Yes. We give a same-day decision and work to the 28-day auction deadline, with an honest timeline for the specific lot.
Funding a Manchester deal? Talk to us
Tell us about the property and the plan, and get an honest, same-day decision. £50,000 to £25,000,000 across England and Wales.
Call 07887 179096 · Email info@berkeleycredit.co.uk
Berkeley Credit Limited is registered in England & Wales (Company No. 16111009) and with the FCA under the Money Laundering Regulations (No. 1029007); not fully FCA authorised; no regulated advice. All lending is for business and investment purposes only, on property the borrower does not occupy, and subject to valuation, legals and underwriting.