Do you accept business from brokers?
Yes. Berkeley Credit is a direct, principal bridging lender working with brokers and introducers across England and Wales. We lend our own capital and make our own decisions, so you get an honest same-day decision and real certainty for your client. Loans from £50,000 to £25,000,000, from 0.79% per month, for business and investment purposes.
Why place a case with us
- Direct lender, own capital, own decisions — a fast answer is a real one, and the terms we quote on day one are the terms that complete. No committee surprises, no silent re-trading.
- Speed with certainty — a same-day decision in principle, with valuation and legals run in parallel and an honest timeline you can give your client.
- Complex cases welcome — adverse credit, declined elsewhere, offshore and expat borrowers, and property in companies, trusts and partnerships. Bring us the deal others have hesitated on.
- Transparent terms — a single, properly registered legal charge, clear fees, and rates that don’t move between offer and completion.
- A real conversation — you deal with a decision-maker, not a call centre or a form.
- Your client stays yours — we are the lender; the relationship is, and remains, yours.
What we lend
Residential bridging on investment property (up to 70% LTV), commercial and mixed-use (up to 65%), auction finance, refurbishment finance and second charge bridging. £50,000 to £25,000,000, over 3 to 24 months, first or second charge, across England and Wales, for business and investment purposes on property the borrower does not occupy. → Declined elsewhere · Offshore & expat · Complex ownership · Re-bridging
Cases that fit — and that don’t
We’re built for business and investment lending on non-owner-occupied property, especially speed-sensitive and complex cases. Please don’t send owner-occupier or consumer cases — lending against a borrower’s own home is regulated, and we don’t offer it. If you’re unsure whether a case fits, ask us before you place it; we’ll tell you straight.
How to place a case
- Send us the basics — the asset and value, the loan amount and purpose, the exit, and the borrower or ownership structure.
- We give a same-day decision in principle with indicative terms.
- Valuation and legals run in parallel; we keep you updated, not chasing.
- Completion to the deadline.
For the fastest decision, disclose any adverse credit up front — it rarely kills a deal here, but surprises slow it down.
Getting paid
We pay introducer and broker fees on completion. Talk to us about terms for your firm.
Frequently asked questions
Do you accept cases from brokers and introducers?
Yes. We work with brokers and introducers across England and Wales as a direct, principal lender, with a same-day decision in principle on each case.
Will my client stay mine?
Yes. We are the lender; the client relationship is and remains yours. We don’t cross-sell or compete for your client.
What cases should I not send?
Owner-occupier and consumer cases. Lending against a borrower’s own home is regulated and we don’t offer it. We lend for business and investment purposes on property the borrower doesn’t occupy.
How quickly will I get a decision?
The same day. As a direct lender we make our own decisions, so you get an honest yes or no with indicative terms quickly — not a holding email.
Do you pay proc fees?
Yes — introducer and broker fees are paid on completion. Talk to us about terms for your firm.
Place a case today
Send us the deal and get an honest, same-day decision. Loans from £50,000 to £25,000,000 across England and Wales, for business and investment purposes.
Berkeley Credit Limited is registered in England & Wales (Company No. 16111009) and with the FCA under the Money Laundering Regulations (No. 1029007); not fully FCA authorised; no regulated advice. All lending is for business and investment purposes only, on property the borrower does not occupy, and subject to valuation, legals and underwriting.