Can you get a bridging decision the same day?
Yes — Berkeley Credit issues a decision in principle the same day. Tell us about the deal in the morning and you can have an honest yes or no, with indicative terms, the same day. Loans from £50,000 to £25,000,000 across England and Wales, for business and investment purposes.
A decision in principle is our considered view, based on the asset and your exit, that we can fund the deal on indicative terms — subject to valuation, legals and full underwriting. It’s not a binding offer, but it’s a real, informed answer you can act on, not a holding email. As a direct lender we make the call ourselves, which is why it’s same-day rather than next-week.
To decide quickly we need the basics up front: the asset, the loan amount and purpose, and a credible exit. The more complete that picture, the faster and firmer the answer.
What is a decision in principle?
It’s our considered, indicative view that we can fund your deal and on what terms, based on the asset and exit — subject to valuation, legals and underwriting. It’s a real answer to act on, not a binding offer.
What do you need to decide same-day?
The asset, the loan amount and purpose, and a credible exit. With those, we can give an honest yes or no and indicative terms the same day.
Berkeley Credit Limited is registered in England & Wales (Company No. 16111009) and with the FCA under the Money Laundering Regulations (No. 1029007); not fully FCA authorised; no regulated advice. All lending is for business and investment purposes only, on property the borrower does not occupy, and subject to valuation, legals and underwriting.