Case Studies
Recent transactions, from terms to completion.
A selection of bridging facilities we've recently completed — the situations brokers brought to us, and how we structured a way through. If you have a similar case to place, we'd like to see it.
Marylebone
London, W1
The Challenge
An experienced London developer had finished refurbishing a mews house listed at £3.25m, but faced redemption of the development facility before a sale completed. The property was let on flexible short-stay agreements rather than an AST, ruling out most term lenders, and a soft prime central London market meant extended marketing timelines.
The Outcome
We structured a £1.89m facility anchored to conservative valuation figures, with interest retained for the full term so there was no servicing burden during the marketing period. The facility repaid the development lender in full, with headroom for re-bridging if the sale extended beyond plan.
Read the full case study
Ravenscroft Park
Barnet, North London
The Challenge
A refurbishment bridge had matured before works completed, and the incumbent lender proposed a costly 3% extension fee. The case combined three features most lenders reject outright: a second charge behind a mainstream bank, incomplete refurbishment works, and a borrower occupying the property.
The Outcome
We structured a £284,000 second-charge bridge at 65% combined LTV against the £1.2m valuation, cutting the monthly rate from 1.25% to 1.10% and eliminating extension fees entirely, with retained interest covering the term. The exit was stress-tested against the valuer's rental projections: complete the works, tenant the property, refinance to buy-to-let.
Read the full case study
Kensington & Ascot
London W14 & Berkshire
The Challenge
An international investor based in Dubai held two unencumbered UK properties, a Kensington flat and an Ascot new-build house, and wanted to release equity ahead of selling both to fund overseas opportunities. Conventional lenders typically reject overseas borrowers regardless of security strength, and the case demanded rigorous due diligence on source of funds and recent new-build valuations.
The Outcome
We delivered a £1.29m gross bridge at 65% LTV over 12 months, a single facility letter with two separate legal charges, permitting independent sales of each property with proportionate paydown on each. Interest was serviced quarterly in advance, and source of funds was evidenced through the original acquisition law firm with undertakings from the transaction's counsel.
Read the full case study