Stop Property Repossession – Investment Bridging Finance
If you are facing property repossession, we may be able to help in qualifying investment property cases. Structured short-term bridging finance can, in certain circumstances, redeem an existing lender and provide time to refinance or sell.
How a Bridging Loan Can Help Stop Property Repossession
In certain non-owner-occupied scenarios, a bridging loan may be structured to:
- Redeem the existing lender
- Clear arrears
- Prevent enforcement action progressing
- Provide time to refinance
- Allow controlled sale of the asset
All lending is subject to underwriting, valuation and legal due diligence.
Strict Eligibility Requirements
- The borrower must not live in the property going forward
- The property must be investment or buy-to-let
- Must have a buy-to-let property elsewhere (UK or abroad)
- A credible exit strategy must be evidenced
If you wish to remain in the property then this is a regulated loan we are not able to provide that as we only offer unregulated property loans.
Common Repossession Scenarios
- Traditional banks are unable to provide funding despite previously doing so
- Refinance declined at late stage
- Lender reduces loan-to-value unexpectedly
- Arrears arising from liquidity timing
- Portfolio restructuring
- Development delays
Exit Strategy Is Essential
A clear exit strategy is fundamental to any bridging finance solution.
Common exit routes include:
- Refinance onto buy-to-let mortgage
- Sale of the property
- Portfolio restructuring
Independent Advice
If you are facing repossession, you should consider seeking independent legal advice and engaging with your current lender before entering into any new financial arrangement.
Mortgage regulation in the UK is overseen by the
Financial Conduct Authority.
Frequently Asked Questions
Can you help stop property repossession?
In qualifying investment property cases, we may be able to help by structuring short-term finance to redeem an existing lender. All cases are assessed individually.
Do you offer rescue loans for homeowners?
This page applies strictly to properties that will be non-owner-occupied investment property scenarios.
How fast can finance complete?
In some cases, bridging finance may complete within 7–21 days, subject to valuation and legal readiness.
Is the outcome guaranteed?
No. Lending decisions are subject to underwriting and legal review.
Confidential Assessment
If you meet the eligibility criteria above, we can review your case and determine whether a structured short-term solution may help stop repossession.